Kathy Argento The Mortgage Mamma. Powered by West Capital Lending, Inc.
Meet Kathy Argento
With over 16 years in Mortgage Lending, I've had the privilege of working with tens of thousands of clients, helping them navigate the path to homeownership, build financial stability, and achieve their dreams with confidence.
Whether you're buying or refinancing, my commitment is to help you find the right loan with access to 160 wholesale lenders and personalized guidance every step of the way.
The Mortgage Mamma
About Kathy
I began my career in mortgage lending in 2010 and quickly discovered a passion for helping clients strengthen their financial position through strategic home financing. Over the years, I have built my expertise working primarily with homebuyers, guiding them through every step of the process with clarity and confidence.
Today, I represent West Capital Lending, one of the largest and most innovative mortgage brokerages in the country. With access to over 160 lending partners, I am able to offer highly competitive pricing, a wide range of loan products, and efficient solutions tailored to each client’s unique needs.
I specialize in "payment optional" loans, home purchase, refinance, and equity solutions. I am committed to delivering a smooth, transparent financing experience while helping clients achieve their short- and long-term financial goals.
Solutions built around you
Testimonials
"You won’t find a better lender!
Andrea from Burns, TN 7/10/26
This is the second time I’ve worked with Kathy in the last 5 years. The first time was for a mortgage, this time for a HELOC. My experience working with Kathy both times has been beyond exceptional! She is incredibly knowledgeable and efficient. Her response times are quick and she is always transparent about anything and everything. I never shopped around for other lenders because Kathy has proven she is the kind of person who always puts her clients first. She has consistently provided me with honest feedback and trustworthy guidance even if it meant I could take my business elsewhere. That lets me know she considers my money and my investment(s) important as if they were her own. That peace of mind is so reassuring when doing deals like this. Aside from all of that, she is quite literally the kindest voice you’ll ever hear over the phone. Do yourself a favor and reach out to Kathy."
Above and Beyond!
Chris from Newark, DE 1/20/26
"Kathy was a recommended by another agent I'd worked with several times since this was for an investment property and the other agent could not assist. Right from the first interaction, Kathy was responsive, professional and made herself available nights and weekends when time sensitive items were needed. And she was a terrific mediator between the lending company and me when a couple things didn't go as planned and she provided updates as they became available. I would highly recommend Kathy. Thanks for going above and beyond!"
A life changer: Kathy Argento
Larry from Pickerington, OH 5/28/25
"Kathy Argento has made a lifetime accomplishment for my family. As a veteran, she was able to recapture our VA Loan after following our credit history and our financial situation over 2.5 years of saying , let’s stay positive and we will approach this next year. Who does that? No one except this professional. Please secure this wonderful and diligent person for all your loan needs. She is the only one that has helped us with our home loan and securing our financial future. If we could award 🥇 1000 Stars ⭐️, we would , but she gets 5+ ⭐️
!✝️🙏🏼✝️🙏🏼🫡🫡🇺🇸🇺🇸🫡🫡SALUTE!."
Loan Options
Conventional -
Competitive pricing for strong credit and steady income.
HELOC's or HELOAN's -
Second mortgages tailored to your specifications and goals.
HEI Loans -
Access a portion of your home's equity without a monthly payment.
Government Loans -
FHA, VA and USDA offerings with streamline refinancing available.
Investor Loans -
Fix & Flip, long-term, or short-term rental homes.
Commercial Real Estate -
Multifamily, retail, office, and mixed-use.
Non QM -
Self-employed or complex income bypassing most mortgage guidelines.
Bridge Loans -
Buy your next home before selling . No contingencies and same as cash.
Not sure which fits?
HELOCs or HELOANs -
Second mortgage is tailored to your specifications and goals.
HEI Loans -
Access a portion of your home's equity without a monthly payment.
The Call
The Plan
The Closing
In one call, we’ll discuss your goals and what matters most to you.
You will come away with a clear plan for your next step, with no pressure.
From application to funding, Kathy remains hands-on at every milestone insuring peace of mind.
