Besides the best interest rates available to offer to us at the time, Kathy Argento representing West Capital Lending, has a inviting, calm and informative approach to her managing mortgage loans to her potential customers and clients. From day one, Kathy walked us thru the refinance lending process in a manner that was very appealing and that she made us feel very comfortable. Her style and approach in managing her clients is her greatest strength. She always clarified and answered all our questions in a friendly, professional and timely manner we felt very at ease and confident with. Kathy is an outstanding asset to the West Lending Mortgage team! We will highly recommend others to inquire into her services in the future for mortgage loans! Very respectfully, Mitch & Laurie Langford
Make your home financing process simple with
Kathy Argento,
The Mortgage Mamma
With over 15 years in Mortgage Lending, I've had the privilege of working with tens of thousands of clients —helping them navigate the path to homeownership, build financial stability, and achieve their dreams with confidence.
Whether you're buying or refinancing, my commitment is to help you find the right loan with access to 120+ lenders and personalized guidance every step of the way.
About Kathy
Your trusted guide through every step of the journey
I began my career in mortgage lending in 2010 and quickly discovered a passion for helping clients strengthen their financial position through strategic home financing. Over the years, I have built my expertise working primarily with homebuyers, guiding them through every step of the process with clarity and confidence.
Today, I represent West Capital Lending, one of the largest and most innovative mortgage brokerages in the country. With access to over 120 lending partners, I am able to offer highly competitive pricing, a wide range of loan products, and efficient solutions tailored to each client’s unique needs.
I specialize in home purchase, refinance, and equity solutions. I am committed to delivering a smooth, transparent financing experience while helping clients achieve their short- and long-term financial goals.
Home Purchase
First-time buyers & seasoned investors
Refinancing
Lower your rate & monthly payments
HELOC & Equity
Leverage what you've already built
120+ Lenders
Access to the best market options
What I Do
Solutions built around you
Whether you're buying your first home or fifth, I have the right solution for where you are right now.
Home Purchase Loans
Navigate the buying process with confidence. From pre-approval to closing day, I'm with you every step — helping you secure the best rate for your dream home.
✦ Competitive rates across 120+ lenders
Refinancing
Rates have changed. Your loan should too. I'll analyze your current mortgage and show you exactly how much you could save by refinancing today.
✦ Reduce payments & shorten your term
HELOC & Equity
Your home is your most powerful asset. Tap into your equity to fund renovations, education, or consolidate debt — on your terms.
✦ Flexible access to your home's value
Client Stories
What clients say about working with Kathy
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Mitchell and Laurie
Oregon · March 10, 2026
"
Above and beyond! Kathy was a recommended by another agent I’d worked with several times since this was for an investment property and the other agent could not assist. Right from the first interaction, Kathy was responsive, professional and made herself available nights and weekends when time sensitive items were needed. And she was a terrific mediator between the lending company and me when a couple things didn’t go as planned and she provided updates as they became available. I would highly recommend Kathy. Thanks for going above and beyond!
Chris
Delaware · Jan 20, 2026
"
Kathy Argento has made a lifetime accomplishment for my family. As a veteran, she was able to recapture our VA Loan after following our credit history and our financial situation over 2.5 years of saying , let’s stay positive and we will approach this next year. Who does that? No one except this professional. Please secure this wonderful and diligent person for all your loan needs. She is the only one that has helped us with our home loan and securing our financial future. If we could award 1000 Stars️, we would , but she gets 5+ from the Gamby Family! SALUTE!
Larry
Ohio · May 28, 2025
"
Kathy has been a pleasure to work with since day one. Very attentive and professional. Always upbeat and willing to work for you and with you. I appreciate all she has done to guide me through this mortgage process. Extremely satisfied customer 🙂
Linette
One Happy Homeowner · Florida · Sep 4, 2025
"
Kathy Argento is extremely skilled at her job. She went above and beyond to ensure everything ran smoothly. My file was very complicated, but Kathy’s efforts made the entire transaction as seamless as possible. She truly excelled in her role, and I can’t recommend her enough!
Leanne
California · Dec 18, 2025
"
If you are looking for someone that can get you a Mortgage, a Refinance, or a HELOC, look no further. Kathy goes that extra step to ensure you’re comfortable, all questions are answered, and will get back to you ASAP! Easiest loan I ever tried for. One word — Amazing.
Eileen
Aug 12, 2025
Let's Talk
Ready to take the next step toward homeownership?
Whether you're just exploring options or ready to apply today, I'm here to help you make the smartest move for your family's future.
NMLS #357025 · Equal Housing Lender · No obligation, no pressure
Get to Know Kathy
Meet your mortgage partner
I believe the best mortgage experience starts with a real conversation. During our call, I'll walk you through my process, my philosophy, and why thousands of families have trusted me with their most important financial decision.
